stc pay 1.10.51

STCPay – Freeware – Android iOS
out of 3857 votes

Effortless Digital Banking with stc pay

David Fischer

04/15/2025

stc pay transforms your financial transactions into seamless digital experiences, perfect for users seeking convenience and security.

stc pay is a secure and comprehensive digital wallet for all your financial transactions. It replaces multiple financial apps on your phone and prioritizes your security and convenience. It offers innovative features that provide solutions for current social-financial behaviors. For example, you can transfer, receive, shop, and manage your finances with ease. Additionally, you can share group expenses with your contacts using the Shared Wallet feature. All of this is possible through a virtual account called the digital wallet.

Purchases: You can easily and securely make purchases at a growing number of partner stores, restaurants, gas stations, and more. Simply scan the merchant's QR code or allow them to scan your personal QR code.
Wallet to Wallet: Instantly and free of charge, you can send and receive money to and from your contacts, including family and friends, as long as they have a stc pay digital wallet.
stc Bills Settlement & sawa Recharge: Effortlessly settle your stc bills directly through the app and recharge sawa prepaid cards.
Transfer to Local Bank: You can transfer money to any local bank account in Saudi Arabia from your digital wallet.
Transfer Internationally (Western Union): Safely transfer money internationally, either to bank accounts or for instant cash pickup at any Western Union location.
Card-less ATM Withdrawal: Withdraw cash from ATMs using only your mobile device, without the need for physical cards.
Create a Shared Account: Easily share and keep track of group expenses with family, friends, and colleagues by adding users from your contact list.

Overview

stc pay is a Freeware software in the category Business developed by STCPay.

The latest version of stc pay is 1.10.51, released on 07/04/2024. It was initially added to our database on 09/30/2023.

stc pay runs on the following operating systems: Android/iOS.

Users of stc pay gave it a rating of 4 out of 5 stars.

Pros

User-friendly interface that makes transactions easy for all users.
Supports multiple payment methods including credit cards, debit cards and bank transfers.
Provides real-time transaction notifications which enhance tracking.
Offers security features like encryption and fraud detection to protect users' information.
Allows users to transfer money easily to other STC Pay users or bank accounts.
Supports bill payments and adds convenience to managing monthly services.
Can be integrated with various services, improving usability.

Cons

Limited availability depending on the region, may not be accessible for all users.
Not all merchants accept STC Pay, limiting usage in some scenarios.
Transaction fees may apply for certain types of transactions, impacting overall cost savings.
User support may be limited in availability or effectiveness based on some user reviews.
Requires a stable internet connection which may hinder use in areas with poor connectivity.

FAQ

What is STC Pay?

STC Pay is a digital wallet service provided by STCPay that allows users to make payments, transfer money, and manage their finances conveniently through their smartphones.

How do I create an STC Pay account?

You can create an STC Pay account by downloading the STC Pay app from the App Store or Google Play, then following the on-screen instructions to sign up using your mobile number and personal details.

Is STC Pay safe to use?

Yes, STC Pay employs advanced security measures such as encryption and two-factor authentication to ensure that your transactions and personal information are safe.

What services does STC Pay offer?

STC Pay offers a variety of services including peer-to-peer money transfers, bill payments, mobile top-ups, and online shopping payments.

Can I use STC Pay internationally?

STC Pay primarily operates within Saudi Arabia, but it may offer limited international transaction features. Always check for updates regarding international capabilities.

How can I add funds to my STC Pay account?

You can add funds to your STC Pay account through bank transfers, credit/debit card top-ups, or by visiting participating retailers.

Are there any fees associated with using STC Pay?

While many services are free, certain transactions like sending money or currency exchanges may incur fees. Always check the app for the latest transaction fees.

What should I do if I forget my STC Pay password?

If you forget your password, you can reset it through the 'Forgot Password' option in the app by verifying your identity.

Can I link multiple bank accounts to my STC Pay account?

Yes, you can link multiple bank accounts to your STC Pay wallet for easier fund management and payments.

Is there customer support available for STC Pay users?

Yes, STC Pay provides customer support through their app and website for any inquiries or issues that users may encounter.

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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Latest Version
1.10.51

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